TDI Bulletin Summary: How to Read and Track Texas Insurance Bulletins.

If you've been in the Texas insurance business for any length of time, you've probably heard someone reference a “TDI bulletin” without being entirely sure what it means for you. You're not alone. TDI publishes bulletins constantly, they're written in regulatory language, and there's no built-in mechanism that tells you which ones actually affect your book of business.

Here's a practical breakdown: what TDI bulletins are, which ones matter, how to find them, and a summary of the most impactful recent bulletins you should know about.

A TDI bulletin is an official communication from the Texas Department of Insurance to the insurance industry. Bulletins serve several purposes:

Bulletins are not the same as adopted rules (which go through the formal Texas Administrative Code rulemaking process) or legislation (which comes from the Texas Legislature). But they carry real weight. A bulletin represents TDI's official position on an issue, and ignoring one that applies to you is not a defense in an enforcement action.

TDI numbers bulletins sequentially within each calendar year. The format is: B-[sequence number]-[two-digit year].

For example:

Bulletins are organized by the division that issues them:

Not every bulletin applies to every licensee. A General Lines P&C agent doesn't need to track HMO network adequacy bulletins. But you do need to know which categories are relevant to your lines — and check those regularly.

Here are the bulletins from the past year that have the most direct impact on practicing agents:

NCCI filed a proposed 3.8% decrease in advisory loss costs for Texas workers' compensation, effective July 1, 2026. This is the benchmark that WC carriers use as a starting point for their own rates. A decrease in advisory loss costs generally means downward pressure on WC premiums — though individual carriers may deviate based on their own experience.

Agent action: If you write workers' comp, this is useful context for mid-year renewal conversations. Clients may see modest premium relief, and you can point to the advisory loss cost trend as background.

Source: Commissioner's Bulletin B-0001-26

This bulletin required P&C carriers to submit specific data for the 2025 reporting period by February 6, 2026. Farm mutual companies and surplus lines carriers were exempt. While data calls are primarily a carrier obligation, agents should know they exist — the data TDI collects through these calls informs future rate decisions and market conduct priorities.

Agent action: No direct action required, but if a carrier you're appointed with mentions data reporting burdens, this is what they're referring to.

Source: Commissioner's Bulletin B-0016-25

Following the passage of HB 2067, TDI explained that insurers must provide written explanations when they decline, cancel, or non-renew auto or home policies, and that starting in 2026, insurers must submit quarterly reports summarizing their reasons for declinations, cancellations, and nonrenewals across covered property and casualty lines. TDI's consumer-facing news release focuses on auto and home policy notices, while Commissioner's Bulletin B-0008-25 details the quarterly reporting mechanics and phased implementation. Workers' comp is treated separately in the statute and implementation: some declination-letter provisions differ, but TDI is planning specific guidance on how workers' compensation insurers will comply with HB 2067's reporting requirements rather than excluding them entirely.

Agent action: When a client is non-renewed, request the written explanation from the carrier. Use it to help the client understand the reason, address correctable issues, and shop alternatives with full context. This is a workflow change — build it into your renewal tracking process.

Source: TDI news release on HB 2067 | Commissioner's Bulletin B-0008-25

DWC announced that its CompCourses continuing education program is now available in on-demand format. Previously, some CompCourses required live attendance. The courses are free and count toward CE requirements for agents who need workers' compensation education hours.

Agent action: If you carry WC CE requirements, check CompCourses for available on-demand courses. Free CE hours on your own schedule.

Source: DWC news release on CompCourses

TDI doesn't send bulletins directly to individual agents. If you want to stay current, you have a few options:

TDI maintains a public bulletin archive at tdi.texas.gov/bulletins. You can browse by year and division. The archive is comprehensive but not searchable in a particularly useful way — you'll need to scan titles and decide which ones to read.

TDI publishes RSS feeds for bulletins, news releases, calendar events, and blog posts. If you use an RSS reader (Feedly, Inoreader, or similar), you can subscribe to the bulletin feed and get notified when new ones are published:

This is the most reliable way to get real-time updates without manually checking the site.

For rulemaking (proposed and adopted rules, as opposed to bulletins), TDI publishes in the Texas Register. Insurance-related items fall under Title 28 of the Texas Administrative Code. The Texas Register publishes weekly, and you can subscribe to issue notifications at sos.state.tx.us/texreg.

This is what TX Insurance Watch does every week. We read every TDI bulletin, news release, Texas Register filing, and DWC announcement, then summarize what actually matters for practicing agents. If you'd rather spend your time selling insurance instead of parsing regulatory language, that's the point.

When you identify a bulletin that's relevant to your practice, here's how to extract what you need quickly:

Do bulletins have the force of law?
Not exactly. Bulletins represent TDI's interpretation and enforcement position. They don't create new legal obligations — those come from statutes and adopted rules. But TDI's interpretation is what they'll enforce, so treating bulletins as authoritative guidance is the practical approach.

Can I get fined for not following a bulletin?
You can be subject to enforcement action for not complying with the underlying statute or rule that a bulletin clarifies. The bulletin itself is the signal that TDI is paying attention to a particular issue.

How often does TDI publish bulletins?
It varies. Some years see 20+ bulletins; others are lighter. DWC (workers' comp) tends to publish more frequently than other divisions. There's no fixed schedule — they publish when there's something to communicate.

Where can I find archived bulletins from prior years?
The TDI bulletin archive goes back several years. Navigate to tdi.texas.gov/bulletins and select the year you're looking for.

This guide is maintained by TX Insurance Watch and updated as TDI publishes new bulletins. For informational purposes only — not legal advice. Always verify regulatory requirements directly with TDI or qualified counsel before taking compliance action.

TX Insurance Watch — The TDI Translator. Weekly regulatory summaries for Texas insurance professionals: txinsurancewatch.com