The Short Version
NCCI loss costs revised — B-0001-26 is out with updated advisory loss costs for workers' comp rate filings. Don't get caught submitting with stale numbers.
HB 2067 is live — Carriers must now give written reasons when they decline, cancel, or non-renew an auto or home policy. Your clients will come to you with the letter expecting you to explain it.
New commissioner at TDI — Amanda Crawford officially took the helm on February 3. Worth watching for early signals on enforcement and rulemaking priorities.
DWC CompCourses go on-demand — Workers' comp CE is now self-study. No scheduling required, no live session to reschedule around.
Seller impersonation fraud at closings — Scammers are posing as property owners to sell land they don't own. If you write title or advise real estate clients, this one has E&O implications.
What Changed This Week
NCCI Advisory Loss Costs Revised — B-0001-26
Source: TDI Bulletin B-0001-26 | February 27, 2026
TDI has issued filing instructions based on revised NCCI advisory loss costs for workers' compensation. These underlying numbers feed directly into WC pricing — if you're making rate filings or your carrier is, the old loss costs are now out of date.
For agents: your carrier handles the actual filing, but if you have pending submissions or are quoting on large accounts, it's worth confirming your carrier has updated their rates off the new advisory numbers.
What to do: Pull Bulletin B-0001-26 and confirm any upcoming WC rate filings are based on the revised loss costs. If you rely on carrier-filed rates, ask your underwriter to confirm they've updated their filing.
HB 2067: Carriers Must Explain Declines and Cancellations in Writing
Source: TDI News | February 24, 2026
A new Texas law now requires insurers to provide a written explanation when they decline, cancel, or non-renew an auto or home policy. "We can't write you" is no longer sufficient — the carrier has to put the reason on paper.
This changes two things for your practice. First, clients who get declined will show up in your office with a letter and expect you to decode it. Second, if a carrier is citing vague or incorrect information, you now have documentation to challenge it. That excuse that there was "nothing actionable" about a declination? Gone.
What to do: Get familiar with what a compliant decline notice looks like under HB 2067. When a client brings one in, walk through it — reported errors, claims history mismatches, and credit issues can often be corrected or taken to a different carrier.
New TDI Commissioner: Amanda Crawford
Source: TDI News | February 3, 2026
Amanda Crawford officially became Texas Insurance Commissioner on February 3. She's now running the agency with no major public statements on regulatory priorities yet — which is typical for the first few weeks.
New commissioners tend to signal their agenda within the first 90 days. Watch for bulletins, speeches at industry events, or early rulemaking filings that indicate where enforcement focus and market conduct priorities may shift under her leadership.
What to do: Nothing urgent. Set a reminder to check back in April — if Crawford's going to announce priorities, the signals will start showing up by then.
Training & Events
Date | What | Link |
|---|---|---|
March 5, 2026 | Boot Camp Day 4: Registration and Intake of a Workers' Compensation Patient (DWC) | |
On-demand (new) | DWC CompCourses — workers' comp CE credit, self-study format, no scheduling required |
Fraud Watch
Seller Impersonation Fraud at Real Estate Closings
Source: TDI Blog | February 11, 2026
Seller impersonation fraud — where a scammer steals a real property owner's identity and tries to sell land they don't own — is appearing on TDI's radar. The scheme typically targets vacant lots and properties held free-and-clear, where there's no active mortgage servicer pinging the real owner with statements.
The risk for insurance professionals: if you write title coverage or work with real estate investor clients, this type of fraud can surface in E&O claims when someone on the transaction chain missed obvious red flags. Legitimate owners often find out only when they get an unexpected tax notice or deed transfer alert. Brief your real estate agent contacts — knowing the pattern is the first line of defense.
Worth Knowing
Renter flood coverage gap: spring storm season is coming. TDI is reminding renters that a landlord's policy doesn't cover personal property in a flood — renters need their own flood policy. Worth a proactive mention to renter clients before the weather turns. A renter without flood coverage who loses their furniture and electronics will remember that you didn't bring it up. Read more →
TDI turns 150 this year. The department is marking 150 years of existence in 2026. No action needed, but a useful conversation piece if clients ever push back on "why does Texas have so many insurance rules" — the answer is a long institutional history of consumer protection that actually predates most other state frameworks. Read more →
Growing your team? TDI published a licensing basics explainer covering who needs a license, what it allows, and common license types. Not groundbreaking for you, but solid material to hand off to someone you're considering sponsoring into the business. Read more →
Toolkit
TDI Bulletin B-0001-26 — Revised NCCI advisory loss costs and rate filing instructions. Bookmark if you write workers' comp or advise on commercial pricing.
DWC CompCourses (on-demand) — Self-paced workers' comp CE credit. No live session scheduling, complete on your own timeline.
HB 2067 Consumer Explainer — Plain-language breakdown of the new written-reason requirement. Forward to clients who receive a confusing decline or cancellation notice.
TX Insurance Regulatory Watch is published weekly. This newsletter is for informational purposes only and does not constitute legal advice. Always verify regulatory requirements directly with TDI or qualified counsel before taking compliance action.
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